James Thought Life Insurance Was Too Expensive—Until This Happened

“I Was Going to Get Life Insurance ‘Later’—Then I Had a Close Call That Changed Everything”

James, a 34-year-old dad of two, always thought life insurance was something he’d deal with later. “I figured I was young and healthy, and honestly, I assumed it would cost £50 or more a month.”

Then one day, he had a health scare—a minor accident that landed him in the hospital. It wasn’t life-threatening, but it made him realize something terrifying:

If things had gone differently, his family wouldn’t have been able to pay the rent, cover the car loan, or afford childcare.

That’s when he decided to check his options.

The Shock That Changed His Mind

James was surprised to learn that getting covered was:

✅ Way cheaper than he thought—he found a policy for under £10/month.
✅ Much easier than expected—he answered a few simple questions online.
✅ Something he wished he had done years ago.

“I couldn’t believe how quick it was. In less than 60 seconds, I found out I could get £300,000 in coverage for a price I wouldn’t even notice.”
(This is a fictional example for illustrative purposes.)

Select your age range:

Most Parents Don’t Think About This Until It’s Too Late

Like James, most parents put this off—until a wake-up call forces them to think about what would happen to their families.

The truth is, waiting only makes it more expensive later. Life insurance rates increase as you age—meaning today’s prices could be the lowest they’ll ever be.

The good news? Checking your options is quick, free, and takes under 60 seconds.

It Takes 60 Seconds to See Your Options

Protecting your family’s future is easier and more affordable than you think. Click below to check your options today.